JoAnn Cooper » Member Directory

Biographical Info

1st NWM Corporation is the Texas branch of 1st Nationwide Mortgage Corporation. It was founded in Jan 2017 for the sole purpose of offering people a better way to finance a home. Offering a better combination of rates, fees, and customer service. We offer conventional, FHA, VA, and Jumbo loans for residential properties, along with specialized products for commercial purchases that don’t meet the banks’ guidelines. We have taken a process that normally entails 12 – 15 people handling your loan, and streamlined it to about 4 people. That means less overhead and faster approvals. Once closed, the service doesn’t stop there. I am here for you from application, to closing, to funding, and beyond. Once your loan closes, you get to direct a donation in your honor, to your favorite non profit organization. These donations are normally between $200 and $300 each. I consider it a privilege to support the wonderful non profits in our community, as a way of giving back. I consider it an honor to help so many families improve their financial picture by choosing the right mortgage loan and not just going for what is put in front of them. See what we can do for you! Mortgages are not just for buying homes. They can be a way to hit the “restart button” on your finances.

Why should someone hire you?

I treat my clients’ money as though it were my own. I don’t choose a loan product for my benefit, but rather for theirs. I have 15+ years of experience in an ever-changing industry and have learned how to navigate the waters. I have won the 5 Star Professional Award for Mortgage professionals, for 3 years in a row and have been nominated for 2019. This is an award based purely on business merit, as reported by Real Estate professionals and clients, along with meeting industry standards for production. Only 3-7% of all Houston area Loan Officers are presented with this award of excellence. I take my business very seriously and strive to make 1st time clients, clients for life, by offering them top of the line service and respect. If I can’t help you, I will be the 1st to let you know. I will never waste your time, going down a road that doesn’t lead you to where you want to be. I have published a book on mortgage myths, options, questions to consider, and how you can use your mortgage to improve your family’s situation. It is called “The Road to Home Ownership and Financial Freedom”, and it is available on Amazon. My purpose for writing this book is so as many people as possible, even those who don’t work with me, can have this valuable information. I won’t get rich by selling this book, but those who read it just may! Most clients who work with me are totally debt free in 6-10 years, including their mortgages!

List 3-5 good referrals for you

• 1st time homebuyers
• home owners who have children going to college in the next few years
• home owners who want to retire in the next few years
• home owners who don’t know how they will ever get out of debt
• real estate agents & financial advisors